The Blog

Do you have Surplus Cash in Your Company?

Do you (or if you are an accountant, your clients) have surplus cash in Limited Companies?  If so, I hope this article is of use in your planning. Having a healthy bank balance is nirvana for most companies and keeping assets available is always a good idea, especially in turbulent times such as these. But,

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Client Return Examples

On the 1st April,1989 (no joke) a fresh faced 27 year old youth attended his first day of training to become a Life Assurance Consultant. This was the main route into the Personal Finance In-dustry at the time. In 1999 the man now a grizzled faced Regulated Adviser became an Independent Financial Adviser (IFA) to

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Planning Your Tax Year End

We are Cornwall Finance & Investment Services, our job is to assist our clients in creating, preserving and enhancing their wealth. One of the ways we enhance wealth is by reducing the burden of taxation and pointing out the advantages of tax planning. The tax year ends on the 31st March 2019 Income Tax Utilize

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A Year End Tax Planning Tip

We are Cornwall Finance & Investment Services, our job is to assist our clients in creating, preserving and enhancing their wealth. One of the ways we enhance wealth is by reducing the burden of taxation. Transfer £50,000 and get £15,000 income tax relief! If you are wealthy and have your bases covered (your mortgage paid,

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Financial Loss – What’s the chances it will happen to you?

We are Cornwall Finance & Investment Services, our job is to assist our clients to create, preserve and enhance their wealth. Sickness, ill health and death, with the consequential loss of family income is a major destroyer of wealth in the UK. However we are often confronted with reluctance to take insurance as people feel

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How Would You Cope?

We are Cornwall Finance & Investment Services, our job is to assist our clients to create, preserve and enhance their wealth. Sickness and ill health with the consequential loss of income is a major destroyer of wealth in the UK. We have the pleasure to enclose a guide produced by our good friends at Holloway

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World Asset Allocation Review Sector Returns

Around 80% investor portfolio growth comes from correct Asset Allocation. This is our Review of World Asset Sectors with the 5-year returns from our recommended funds: UK CASH – Our least favoured asset class, at current rates of interest Cash deposits even in an ISA is guaranteed to lose you money in real terms against

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Surf / Life Balance

I hope you will agree this has been an excellent summer and for those of us in suits it has been a hard summer to work through. The temptation to abandon the business suit for the wetsuit has been very strong at times. The offices of Cornwall Finance & Investment Services are blessed to be

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